Harvey Timmer

Independent Insurance Agent
📞 (305) 801-9797 Search Plans

Serving Medicare beneficiaries across Florida

Medicare guidance that feels like talking to family. 

Harvey Timmer helps you compare Medicare plans across many carriers — plus Life Insurance and Wealth planning — to find coverage and strategies that fit your health, your budget, and your future, with no pressure, ever

• Independent & unbiased • No-cost consultations • A real person to call •
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Compare With Confidence

Clear guidance to understand your options across multiple carriers and make an informed decision.

Prepare for Key Deadlines

Support for Initial Enrollment, Annual Enrollment (AEP), and Special Enrollment Periods.

Stay Covered, Not Confused

Your options, deadlines, and paperwork brought together into one clear picture.
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Welcome
Welcome to Harvey Timmer Insurance

Based in Miami and serving clients across the state of Florida, I help individuals and families make informed Medicare decisions with clarity and confidence. Whether you're turning 65, comparing plans during Annual Enrollment, or helping a parent navigate their options, my goal is personalized guidance that fits your health needs, budget, and priorities.

As an independent agent, I'm not tied to one carrier — I compare plans across many companies so you get the coverage that's actually right for you.
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What Harvey helps with

Ways We Can Help

A quick look — see the full list on the Services page.
 

Medicare Advantage

All-in-one plans bundling hospital, medical, and often prescription coverage — with extras like dental and vision.
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Medicare Supplements

Fill the gaps Original Medicare leaves behind, with the freedom to see any doctor who accepts Medicare.
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Prescription (Part D)

Lower your prescription costs with drug coverage matched to your actual medication list.
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Dental & Vision

Standalone coverage for routine cleanings, procedures, glasses, and more.
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Life & Final Expense

Coverage designed to ease the financial burden on your family when it matters most.
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Long Term Care

Help covering the cost of extended in-home or facility care that Medicare typically doesn't pay for.
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Wealth Services

Fixed Index Annuities and 401k Rollover guidance to help protect and grow your retirement savings.
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Why Choose Harvey
Built On Principles You Can Count On.
 

Personalized Guidance

Time taken to understand your health needs, budget, and priorities first.

Clear, Honest Communication

Medicare can feel overwhelming — options explained in plain language.

Independent & Unbiased

Plans compared across multiple carriers, not just one company's lineup.

Local Support

Serving Medicare beneficiaries in FL and the surrounding community.

No-Cost Consultations

Never a fee to sit down and go through your options together.

A Real Person to Call

Direct access to Harvey — no call centers, no runaround.

100%

INDEPENDENT ADVICE

How it works
Just Three Easy Steps
 

01
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Schedule a Free Consultation

Connect with Harvey to discuss your current coverage and questions.

02
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Review Your Options

We go over your health needs, current plan, and what's available in your area.

03
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Choose With Confidence

Get a clear recommendation and enroll in the plan that fits — no pressure.

Are you getting everything you're entitled to?


One conversation could save you money and a lot of confusion — at absolutely no cost to you.
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